"If you want this house you have to sign off on a home inspection, and an attorney approval" Wow, 2 of the most important things to protect yourself in a real estate transaction. You sign off, you pay way over asking price (let alone true value of the house) - 'you got the house!" Whoop. You move in and start finding that the new paint job was covering up mold/mildew/water marks. The carpet is covering uneven or cracked floors. There's a weird smell that had been masked when you looked at the house. Moisture or standing water in the basement, can't access the attic. Plumbing leaks, lights don't work right, and more. Basically, too bad. You signed off on the important people who could have brought these problems to light when you could have negotiated or walked away.  And you're overextended with your finances.

Not much you can do about it other than getting it fixed or letting it go and get worse. 

Get the home inspected with a full inspection, not a walk-thru, you need a written report of the condition of the house to use to your advantage. Home Inspectors do not create the issues, they simply report on them. Jim Salmon has performed home inspections since 1994 - that is a lot of houses. Jim will report on everything from the roof to the basement and in between including the mechanics. As he is going through the house he is writing up the report, discussing items with you giving you a lot of insight and advice. At the completion he will go over with you, included is estimates on some of the major issues that need to be corrected. 

So get a home inspection and be there for it! Pay attention, take your own notes from what Jim talks about, be smart, be informed.

585-589-5650

https://www.jimsalmon.com/what-is-a-home-inspection