Advantage Federal Credit Union does this occasionally, so you're in luck, it's happening this month! 3.99% auto loan rate. 

You can even defer the payments for 60 days!  AND, if you have a current auto loan elsewhere for a higher rate, check with Advantage to get in on this special!

You can save a lot of money with a lower rate. There's a point where it's better to continue your low rate loan than to take money out of the bank.

At Advantage Federal Credit Union you become a member - it's easy! Just stop by one of their 8 locations (new Brockport location just opened!) or call ahead to make a convenient appointment.

585-454-5900 

https://www.advantagefcu.org/rates#auto-loan